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Second-To-Die Policy

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Driscoll & Driscoll Insurance Agency, Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Driscoll & Driscoll Insurance Agency, Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Driscoll & Driscoll Insurance Agency, Inc. to determine the right amount coverage for you and your family.
 

Our Location

Palmdale - Main Office

41235 11th Street West Ste. A
Palmdale, CA 93551
Main office: 661-367-8484

Our Providers

Ross saved our company $75,000 when we moved from our old agent
Kerry Adler
Charlene Borman, Owner/Vice President, Rainbow International Restoration and Cleaning Stockton/Central Valley Rainbow International Restoration & Cleaning of Stockton/Central Valley is so happy with the services provided by Driscoll and Driscoll! Formerly dba Drake Water Restoration, we have been loyal customers since 2008 and will continue to be insured by Driscoll and Driscoll for the needs of our National Franchise. Owen and his team always exceed my expectations and are so patient attending to my company's needs; particularly, the addition of Certificate Holders to our Policy, emailing all info to parties involved, and keeping me informed as well! Again, many thanks for the Professional and Kind Customer Service!!
Charlene Borman