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How to Dispute a Faulty Workers' Compensation Audit

Have you ever received an audit bill that was much more than you had planned for? This article dives into a particular case study of a workers' compensation audit that was performed incorrectly by the auditors. Not only will this case study help you recognize a faulty audit, but it can show how to properly disput this. 

Business Personal Property and Inland Marine Coverage Discussion for the Restoration Professional

Do you know the difference between Business Personal Property coverage and Inland Marine coverage? Restoration contractors should know this difference, because if you do not, your equipment may not be covered if you take it out of the office and an incident occurs. Also, understanding this difference may help you find gaps in your current coverage that we can help fill. 

Avoiding the Dreaded "Hammer Clause": Do Everything You Can to Stay Away from this Insurance Practice

The "hammer clause" forces insureds to settle a claim they normally would choose to fight, and is something that has been inserted in contractor pollution policies and contractor professional liability policies recently. Learn more about how to avoid this at all costs. 

Why Contractors Need Environmental Insurance 

This article helps give an insight on why contractors need environmental insurance. Environmental safety and cleanup has become a hot topic recently, and those in the construction industry need to be more aware of the many risks they have. These policies offer coverage to help protect companies from various environmental liabilities, and we can help ensure you are covered. 

Why Restoration Contractors Need Professional Liability 

If you are a restoration contractor and you do not have professional liabilty, you are probably not fully covered for all risks. Contractos are being called professionals and are held liable for means and methods claims. 

Plumbers and HVAC Pollution Liability Exposures

General liabilty policies no longer have enough coverage for plumbers and HVAC professionals. The need for pollution liability insurance came when the pollution exclusions were put into effect and lawyers started suing for mold, lead, and asbestos. Make sure you are fully covered with a pollution liability policy.


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Ross saved our company $75,000 when we moved from our old agent
Kerry Adler
Charlene Borman, Owner/Vice President, Rainbow International Restoration and Cleaning Stockton/Central Valley Rainbow International Restoration & Cleaning of Stockton/Central Valley is so happy with the services provided by Driscoll and Driscoll! Formerly dba Drake Water Restoration, we have been loyal customers since 2008 and will continue to be insured by Driscoll and Driscoll for the needs of our National Franchise. Owen and his team always exceed my expectations and are so patient attending to my company's needs; particularly, the addition of Certificate Holders to our Policy, emailing all info to parties involved, and keeping me informed as well! Again, many thanks for the Professional and Kind Customer Service!!
Charlene Borman