CALL US:
661.266.9390

24/7 Online Certificate Access

Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Driscoll & Driscoll Insurance Agency, Inc., we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Driscoll & Driscoll Insurance Agency, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Driscoll & Driscoll Insurance Agency, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Palmdale - Main Office

41235 11th Street West Ste. A
Palmdale, CA 93551
Main office: 661-367-8484

Our Providers

Ross saved our company $75,000 when we moved from our old agent
Kerry Adler
Charlene Borman, Owner/Vice President, Rainbow International Restoration and Cleaning Stockton/Central Valley Rainbow International Restoration & Cleaning of Stockton/Central Valley is so happy with the services provided by Driscoll and Driscoll! Formerly dba Drake Water Restoration, we have been loyal customers since 2008 and will continue to be insured by Driscoll and Driscoll for the needs of our National Franchise. Owen and his team always exceed my expectations and are so patient attending to my company's needs; particularly, the addition of Certificate Holders to our Policy, emailing all info to parties involved, and keeping me informed as well! Again, many thanks for the Professional and Kind Customer Service!!
Charlene Borman