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Artisans and General Contractors Insurance Programs - Palmdale, CA and throughout the U.S.

Artisans and General Contractors Insurance Programs

General contractor measuring floor

We are one of a select group of national insurance brokers offering a program for residential and commercial contractors combining GL and Contractor Pollution Liability with a new “A” Rated Carrier partner. There is no other program like this in the country and the only one of its kind.

  • New Construction - OK
  • Repair | Remodeling | Service - OK
  • New Custom Homes - OK

Coverage Details

The policy includes the following:

  • Occurrence General Liability has defense costs outside the limits
  • Occurrence Contractor Pollution Liability has defense costs outside the limits
  • Seperate GL & CPL limits available
  • Occurance mold coverage available for most classes of business with defense outside the limits.
  • Claims-Made Mold Coverage Endorsement has defense outside the limits
  • Blanket Additional insureds where required by written contract including your work wording for commercial jobs
  • Transportation Pollution
  • Non Owned Disposal Sites
  • Per Project Aggregate with no policy limit
  • All states are eligible except CO, NV, LA, and NY


The rates for the combined form are very competitive when compared to carriers offering general liability only. All contractors work in environments where asbestos, lead, mold, bacteria, and blood borne pathogens may exist. General liability policies specifically exclude these exposures. 

Nose coverage is available for those risks that may currently have contractor pollution liability with or without mold. It is possible to save current claims made mold retro dates.

In many cases we offer GL + CPL for less premium than others offering just GL.

Click here for video on: "Real Life Claims Examples of Contractor Pollution Liability."


Our Location

Palmdale - Main Office

41235 11th Street West Ste. A
Palmdale, CA 93551
Main office: 661-266-9390

Our Providers

Ross saved our company $75,000 when we moved from our old agent
Kerry Adler
Charlene Borman, Owner/Vice President, Rainbow International Restoration and Cleaning Stockton/Central Valley Rainbow International Restoration & Cleaning of Stockton/Central Valley is so happy with the services provided by Driscoll and Driscoll! Formerly dba Drake Water Restoration, we have been loyal customers since 2008 and will continue to be insured by Driscoll and Driscoll for the needs of our National Franchise. Owen and his team always exceed my expectations and are so patient attending to my company's needs; particularly, the addition of Certificate Holders to our Policy, emailing all info to parties involved, and keeping me informed as well! Again, many thanks for the Professional and Kind Customer Service!!
Charlene Borman