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Restaurant Insurance

Choosing a restaurant insurance package is an important decision. Driscoll & Driscoll Insurance Agency can make that decision easy for you and allow you to go back to feeding your customers. You invest your time, money, and effort into your restaurant. Have confidence knowing that Driscoll & Driscoll will protect your business when you need it most. We specialize in total restaurant insurance solutions for small, medium, and large restaurants including:

Cafes Diners Ice Cream Shops
Carry-out/Delivery Family-Owned Restaurants Pizza Joints
Caterers Fast Food Franchises Specialty Restaurants
Coffee Shops Fine Dining Restaurants Sports Bars

Worker's Compensation, General Liability, Property Coverage, Liquor Liability, Food Spoilage. . . the food service industry has unique insurance needs. Our restaurant insurance specialists understand this and offer customized coverage options tailored to meet those needs. We will make sure you receive the best value available if you qualify. Contact us today or request a quote now to discuss your insurance needs.

Driscoll & Driscoll Case Study

Local restaurant gets lower premium AND increased coverage

We reached out to a local restaurant regarding their insurance policy. They had been with their insurance agent for many years and were satisfied with their premium, coverage, and relationship, but let agent Michael Viboch review the policy anyway. 
The current policy was a commercial package policy with a reasonably priced premium, but with low limits, high deductibles, and very little built-in coverages which left the client exposed to certain perils common to the food service industry. Michael earned their business by moving them to one of our Business Owners Policies. It lowered their deductibles, increased property protection, added more built-in coverages, AND lowered their premium. 
We cut their glass deductible by about 90% and their property deductible by 50%. We also doubled their amount of property protection. They had about 8 built-in coverages. We added over 50 more including: hired and non-owned autos, replacement costs for property, pollutant cleanup and removal, computer and identity fraud, and fire dept service charge. We also increased limits on loss of business income by about 9 months, and gave them 10x's the amount of food contamination coverage. Even with all the additional coverage, their premium was 5% LOWER than their previous policy.

How do we do it?
We have great relationships with the many major insurance carriers we are appointed with. That allows us to write some of the most comprehensive policies at extremely competitive rates throughout the United States.

Restaurant Workers' Compensation Insurance

Female Server holding tray of foodLike most restaurateurs, you probably consider your employees to be your most valuable asset. Protecting your business with the right Workers' Compensation insurance is critical. It helps to have Driscoll & Driscoll Insurance Agency working for you. We specialize is writing Workers' Compensation insurance for restaurants in California, Arizona, Nevada, and New Mexico. Driscoll & Driscoll's customers expect and receive great rates and services to keep their restaurant moving in the right direction. We also work closely with our carriers in an effort to make sure losses are not over-reserved, which can have a negative impact when experience modifications are calculated.

All our carriers offer:

  • The most competitive rates to those who qualify.
  • Claim and medical professionals to promptly handle, investigate and resolve your claims quickly.
  • Early intervention medical networks and return-to-work strategies.
  • Information sent directly to the injured employee via the internet.


Our Location

Palmdale - Main Office

41235 11th Street West Ste. A
Palmdale, CA 93551
Main office: 661-266-9390

Our Providers

Ross saved our company $75,000 when we moved from our old agent
Kerry Adler
Charlene Borman, Owner/Vice President, Rainbow International Restoration and Cleaning Stockton/Central Valley Rainbow International Restoration & Cleaning of Stockton/Central Valley is so happy with the services provided by Driscoll and Driscoll! Formerly dba Drake Water Restoration, we have been loyal customers since 2008 and will continue to be insured by Driscoll and Driscoll for the needs of our National Franchise. Owen and his team always exceed my expectations and are so patient attending to my company's needs; particularly, the addition of Certificate Holders to our Policy, emailing all info to parties involved, and keeping me informed as well! Again, many thanks for the Professional and Kind Customer Service!!
Charlene Borman