Call Us 661-266-9390 ☰ ˟
Logo
Call Us 661-266-9390 24/7 Online Certificate Access
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Location
      • Our Partners
    • News
    • Get A Quote
    • Our Providers
    • Contact UsImage of right arrow
      • Palmdale - Main Office
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Insurance
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Apartment Owners Insurance
      • Artisans and General Contractors Insurance Programs
      • Artisans E&O - Faulty Workmanship
      • Auto Garage Insurance Packages
      • Construction Insurance
      • Fire Water Restoration Contractors Insurance Programs
      • Plumbers and HVAC Contractors Insurance Programs
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Security Guard Service Company
      • Healthcare Facility Insurance
      • Law Firm Insurance
      • Lead-Paint Based Insurance
      • Life Science Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Wholesalers & Distributors Insurance
    • Coverage for Your BusinessImage of right arrow
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • General Liability Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
    • Bond Request Form
    • Commercial Auto Insurance Quote
    • General Liability Insurance Quote
    • Life Insurance Quote
    • Property / Inland Marine Insurance Quote
    • Workers Compensation Insurance Quote
  • Resources
    • Refer a friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About
    • Our Location
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
Home > Blog > Fire Detectors Can Help Lower Your Home Insurance Premium
MONDAY, JULY 1, 2024

Fire Detectors Can Help Lower Your Home Insurance Premium

Fires are a threat to any home. When they occur, they can cause thousands of dollars’ worth of loss. Even quickly contained or isolated, a fire creates smoke damage and leads to water damage. Having the right home insurance helps minimize these risks. However, fire detection systems can help you spot them early on. The sooner you can take action, the better. Here is how to add more fire protection to your home.

Smoke Alarms Are Still a Top Priority fire in the dark

There is no better tool available to warn you of a fire than a smoke alarm. Many homes have them but may not have enough. You may have them in the wrong locations. Here are a few tips:

  • Place one in every section of the home. Be sure there is one at the top of any stairs, in the bedroom area, at the highest point in the home, and in the basement. Place a smoke alarm in the kitchen and in every bedroom.
  • Ensure the alarms are loud enough to give you the ability to hear them. If you have challenges with hearing, look for an alarm for the hearing impaired. Some, for example, will use bright, flashing lights to alert you to problems.
  • Test them every month to ensure they are working. Usually, the smoke alarms will begin to beep erratically when a low battery occurs.

Consider a Fire Alarm

A basic smoke alarm sounds when it detects smoke. However, not all fires create smoke. Some of the best smoke alarms also detect heat. This can help to detect instances in which there is a fire occurring, but it may not have a lot of smoke. A fire and smoke alarm is ideal for most areas of the home.

Go with a Smart Detection System

You can further upgrade your fire detection by adding a home automation tool. For example, some smart alarms have built-in fire, smoke, and carbon monoxide detection. The very best can distinguish between smoke and steam. They can also tell if you are cooking or if there is a fire. This can minimize some of the false alarms you have. They also communicate with each other, giving you more time to react. And, the very best even go further. They can connect to the local fire department to send help or send a message to your smartphone about an alarm.

The best part is these types of protections are very effective. They tend to be relatively inexpensive and easy to use. And, many will help reduce your home insurance premiums. Let your agent know what type of system you install. It could lower your home insurance costs significantly as it works to keep you safe.

Posted 1:13 PM

Tags: home insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022

  • home insurance(10)
  • auto insurance(8)
  • cyber liability insurance(4)
  • general liability insurance(4)
  • health insurance(3)
  • workers compensation insurance(2)
  • recreational vehicle insurance(2)
  • rv insurance(2)
  • contractors insurance(2)
  • inland marine insurance(1)
  • wearables(1)
  • life insurance(1)
  • wearable technology(1)
  • business insurance(1)
  • commercial property insurance(1)
  • commercial auto(1)
  • retail insurance(1)
  • dwelling coverage(1)
  • personal umbrella insurance(1)
  • drone safety(1)

View Mobile Version
Contact us
661-266-9390 41235 11th Street West, Ste. B | Palmdale, CA 93551
Quick Links
Home Our Products Payment Options Report a Claim About Us Our Carriers Partners Blog Contact Us
Location
41235 11th Street West, Ste.B
Palmdale, CA 93551
P: 661-266-9390
F: 661-266-9391
info@driscollanddriscoll.com



Facebook Icon LinkedIn Icon Yelp Icon Yelp Icon Google Icon


© Copyright. All rights reserved.
Powered by Insurance Website Builder