General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
During your business’s daily operations, an accident, injury or property damage could occur that might impact your company’s financial livelihood. General liability insurance is the safeguard you need, giving you financial protection from the risks that could impact your employees and operations.
Driscoll & Driscoll Insurance Agency of Palmdale, California, can help you with general liability coverage to protect your business. Although this insurance isn’t typically required for companies in California, the state also doesn’t cap liability lawsuit rewards. This “no cap” law might mean that without coverage, you could face a potentially devastating liability claim.
What Is General Liability Insurance?
General liability insurance can offer protection from various liabilities, including:
- Personal and advertising injury liability—This might cover offenses made by your employees, such as copyright infringement, slander, libel or malicious prosecution.
- Third-party bodily injury—This provides coverage for physical injuries suffered by third parties on your premises from your business’s operations, such as if a visitor slips and falls on a wet floor at your company.
- Third-party property damage—This might cover damage to tangible property and its loss of use if you’re liable for damage to someone else’s property.
How Much General Liability Coverage Should I Have?
How much general liability coverage you need will depend on your business, industry, location and operational risk. Policies may have varying coverage limits and exclusions. Choosing the right coverage is essential since you might be responsible for any remaining costs once you’ve reached your policy limit. Our agents can discuss how liability insurance coverage can protect your business and help determine how much coverage may be appropriate in your situation.
We Can Help
General liability insurance can give you peace of mind knowing your business has the protection it needs if something unfortunate happens. Driscoll & Driscoll Insurance Agency can help you get started on a policy. Call us at 661-266-9390 to speak with an agent.
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