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- Driscoll & Driscoll is a preferred vendor for industry leaders Paul Davis Restoration (PDR), and PuroClean. Learn more
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Employee Benefits Services
Employee Benefits Design
Offering benefits to your employees is key in attracting and retaining the best people to help your business succeed and may provide tax advantages to you. We help design a plan for your business offering benefits such as health, life, vision, dental, disability and AFLAC coverage, and Section 125 Cafeteria Plans designed to reduce your payroll tax liability on qualified premiums. This plan can also help reduce your workers' compensation premium liability as well.
Employee Benefits Service Agent
If your company already offers employee benefits, you may be paying for the built in cost of a servicing agent that you don’t have. We act as an extension of your human resources department providing assisting with administration, enrolling employees, helping your employees understand their benefits package, and keeping you up to date on changes that may affect your plan. We present and explain benefits information to each of your employees, assist with new hires and termination, and help you stay in compliance with COBRA regulations.
Types of Employee Benefits Insurance Offered
Group Life Insurance
- Represent all major CA insurance carriers for HMO, PPO, Point of Service.
- Will review, research, and tailor design a plan that fits specific needs of your company and employees.
- Offer individual plans for employees at companies without group plans.
- We represent all of the major DHMO, PPO, and Indemnity (freedom of choice) plans.
- Coverage can be provided with or without Orthodontia.
- We offer Individual plans for employees at companies without group plans.
- Frames
- Lenses – single, bifocal, trifocal (extra for progressive)
- Contacts
- Eye exams
- Skilled nursing
- Home healthcare
- Nursing home
- Residential care
- Assisted living
- Hospice
- Short Term Disability (STD) which can provide up to 365 days of coverage.
- Long Term Disability (LTD) which can provide a month up to a lifetime of coverage.
- Individual plans for employees at companies without group plans.
The primary purpose of life insurance is to protect your employees' dependents financially in the event of their death. Properly positioned, the benefits from a life insurance policy can provide a steady stream of income for your employees' family and business partners. It can also provide liquid capital to pay estate taxes and other obligations. Learn More
Group Health Insurance
There are certain types of benefits that employees will automatically expect from their employer. The first is health care. At Driscoll & Driscoll we:
Group Dental Insurance
Dental Insurance is another important benefit for employees and their families.
Group Vision Insurance
We represent the top vision insurance carriers in California. Our plan coverages can include:
Group Long Term Care
One of the greatest potential risks faced by America's elderly is the need for long-term care. Long-term care (LTC) insurance transfers a portion of the risk of long-term care expenses to an insurance company helping to protect employees and their families from potentially devastating expenses. Long Term Care esentially allows employees to buy a pool of money to be used for eligible medical costs for themselves or family members later in life such as:
Group Disability Insurance
One survey found that 43% of people aged 40 will suffer a disability of at least 90 days before they reach age 65. 1Disability insurance helps replace income lost because of a non-industrial injury, illness, or pregnancy related condition for employees. We can help establish:
IAdditional Benefits
Medical coverage goes right to the heart of why we buy insurance in the first place. We buy insurance as a way to protect ourselves against loss. If you've ever had a major injury or surgery, you understand the importance of having good medical insurance.
1. 2000 Field Guide, National Underwriter